How natural catastrophes are impacting 10 countries and the world – Swiss Re

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Join Swiss Re to contribute to predicting, preparing and protecting against the world's biggest risks to make society more resilient.

Our interactive tool provides insights on global economic and insured losses from 2011-2021 for both primary and secondary perils. Learn about the experience of 10 key countries and which natural catastrophes have affected them the most.
Major catastrophes like hurricanes, typhoons and earthquakes capture all the headlines. They can result in a significant number of lost lives and inflict heavy property damage.
But the costs of natural disasters, averaging almost 220 billion annually between 2011 and 2021, are increasingly driven by smaller recurring events known as secondary perils. Many are linked to more severe weather and are getting worse with climate change: wildfires, droughts, heatwaves, torrential rain and flooding. Hazards like these are likely to cause ever greater damage, especially with increasing urbanisation creating densely populated areas more exposed to rising temperatures, heavier precipitation and flooding. Growing property values, especially in urban areas, are also driving higher economic losses.
Most natural catastrophe losses are not covered by insurance. The natural catastrophe protection gap (the amount of economic losses not covered by insurance) averaged USD 139 billion annually over the last 11 years. This means that millions of households and businesses faced a large and widening protection gap. We aim to reverse this trend by covering these risks and bringing affordable, easily accessible re/insurance solutions to more people around the world.
We believe a key step in reaching this goal is to increase awareness and knowledge of the risks from natural catastrophes. From our advanced risk modeling tools and data insights, we're better able to quantify the dangers from natural catastrophes for specific areas. Working with our clients and partners we're dedicated to applying traditional and innovative risk-transfer solutions to close identified protection gaps and increase personal and societal resilience.
Superior research driving better decisions

Mohit Pande Head Property Underwriting US & Canada
Thierry Léger Group Chief Underwriting Officer
Thierry Léger Group Chief Underwriting Officer
Swiss Re’s proprietary geo risk tool: Your locations, our data, smart results
The effects of climate change and global warming are already evident and shaking up our risk landscape.
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